Kenya
Since 2020, Nairobi has served as the official capital of Kenya. Safari.com introduced M-Pesa in 2007, and by 2021, it had grown to become the most popular banking and financial services app in Africa.

The firm said about 150,000 major businesses would use M-Pesa by 2022, with 50% or more of their transactions going via the platform.
Over 2.5 million more micro- and medium-sized enterprises rely on it as well. Bernhard Warner of Fortune claims that the app accounts for over half of Kenya’s GDP. There were fifty million monthly users of this app by the year 2020.
Tanzania
Another major player in the M-Pesa ecosystem, Vodacom, said in September 2021 that it would provide the capability for users in Uganda, Rwanda, Kenya, Burundi, and Tanzania to send money directly from their bank accounts via the app.
From 2018 to 2020, monthly users in this area increased by 41%, reaching around 29.7 million subscribers. In June 2020, there were an anticipated 272,339,270 mobile transactions.
Mozambique
There will be a visual update (a refresh) to the M-Pesa Mozambique app in April 2021, as reported by Patrick Okwe of the Inclusion Times.
By this point, the service already allowed its customers to do most of what PayPal users do, such as transfer money to friends and family, pay for goods and services, and log in using a PIN. Yet, it has been said that the app made a noticeable difference in how fast people could move.

DR Congo
The attempt to enhance mobile money services in the Democratic Republic of the Congo was bolstered in part by the success of M-Pesa. DRC’s Central Bank took the initiative in 2011 to create regulations for standardized internet banking worldwide.
Indications of interest may be seen in the data from more than 16 million mobile banking customers. Just how much the DRC may prosper thanks to M-Pesa would become clear only over time.
Lesotho
Vodacom’s M-Pesa operations in Lesotho will be transferred to VCL Financial Services in July 2021. Over a million people are using M-Pesa in this area, up from only 1,900 in 2012. There were more than 3,000 commercial establishments in this nation by then.
Also See: iPhone Market Share by Country 2022
Ghana
The 280,000 user figure for Ghana in 2016 may include information from other countries. According to the standards of the local banking service provider, Vodafone has just distributed $116,000.
Egypt
Vodafone’s expanded operations into Egypt and Romania were initially reported in 2013. Unfortunately, it seems that the debut in Romania was unsuccessful.
In December 2021, Sherif Tarek of The Africa Report reported that Vodacom had agreed to buy 55% of Vodafone Egypt, the business responsible for the M-Pesa brand.
Country | 2022 Population |
---|---|
China | 1425887.3370 |
India | 1417173.1730 |
United States | 338289.8570 |
Indonesia | 275501.3390 |
Pakistan | 235824.8620 |
Nigeria | 218541.2120 |
Brazil | 215313.4980 |
Bangladesh | 171186.3720 |
Russia | 144713.3140 |
Mexico | 127504.1250 |
Japan | 123951.6920 |
Ethiopia | 123379.9240 |
Philippines | 115559.0090 |
Egypt | 110990.1030 |
DR Congo | 99010.2120 |
Vietnam | 98186.8560 |
Iran | 88550.5700 |
Turkey | 85341.2410 |
Germany | 83369.8430 |
Thailand | 71697.0300 |
United Kingdom | 67508.9360 |
Tanzania | 65497.7480 |
France | 64626.6280 |
South Africa | 59893.8850 |
Italy | 59037.4740 |
Myanmar | 54179.3060 |
Kenya | 54027.4870 |
Colombia | 51874.0240 |
South Korea | 51815.8100 |
Spain | 47558.6300 |
Uganda | 47249.5850 |
Sudan | 46874.2040 |
Argentina | 45510.3180 |
Algeria | 44903.2250 |
Iraq | 44496.1220 |
Afghanistan | 41128.7710 |
Poland | 39857.1450 |
Ukraine | 39701.7390 |
Canada | 38454.3270 |
Morocco | 37457.9710 |
Saudi Arabia | 36408.8200 |
Angola | 35588.9870 |
Uzbekistan | 34627.6520 |
Peru | 34049.5880 |
Malaysia | 33938.2210 |
Yemen | 33696.6140 |
Ghana | 33475.8700 |
Mozambique | 32969.5180 |
Nepal | 30547.5800 |
Madagascar | 29611.7140 |
Venezuela | 28301.6960 |
Ivory Coast | 28160.5420 |
Cameroon | 27914.5360 |
Niger | 26207.9770 |
Australia | 26177.4130 |
North Korea | 26069.4160 |
Taiwan | 23893.3940 |
Burkina Faso | 22673.7620 |
Mali | 22593.5900 |
Syria | 22125.2490 |
Sri Lanka | 21832.1430 |
Malawi | 20405.3170 |
Zambia | 20017.6750 |
Romania | 19659.2670 |
Chile | 19603.7330 |
Kazakhstan | 19397.9980 |
Ecuador | 18001 |
Guatemala | 17843.9080 |
Chad | 17723.3150 |
Somalia | 17597.5110 |
Netherlands | 17564.0140 |
Senegal | 17316.4490 |
Cambodia | 16767.8420 |
Zimbabwe | 16320.5370 |
Guinea | 13859.3410 |
Rwanda | 13776.6980 |
Benin | 13352.8640 |
Burundi | 12889.5760 |
Tunisia | 12356.1170 |
Bolivia | 12224.1100 |
Belgium | 11655.9300 |
Haiti | 11584.9960 |
Jordan | 11285.8690 |
Dominican Republic | 11228.8210 |
Cuba | 11212.1910 |
South Sudan | 10913.1640 |
Sweden | 10549.3470 |
Czech Republic | 10493.9860 |
Honduras | 10432.8600 |
Greece | 10384.9710 |
Azerbaijan | 10358.0740 |
Portugal | 10270.8650 |
Papua New Guinea | 10142.6190 |
Hungary | 9967.3080 |
Tajikistan | 9952.7870 |
Belarus | 9534.9540 |
United Arab Emirates | 9441.1290 |
Israel | 9038.3090 |
Austria | 8939.6170 |
Togo | 8848.6990 |
Switzerland | 8740.4720 |
Sierra Leone | 8605.7180 |
Laos | 7529.4750 |
Hong Kong | 7488.8650 |
Serbia | 7221.3650 |
Nicaragua | 6948.3920 |
Libya | 6812.3410 |
Bulgaria | 6781.9530 |
Paraguay | 6780.7440 |
Kyrgyzstan | 6630.6230 |
Turkmenistan | 6430.7700 |
El Salvador | 6336.3920 |
Singapore | 5975.6890 |
Republic of the Congo | 5970.4240 |
Denmark | 5882.2610 |
Slovakia | 5643.4530 |
Central African Republic | 5579.1440 |
Finland | 5540.7450 |
Lebanon | 5489.7390 |
Norway | 5434.3190 |
Liberia | 5302.6810 |
Palestine | 5250.0720 |
New Zealand | 5185.2880 |
Costa Rica | 5180.8290 |
Ireland | 5023.1090 |
Mauritania | 4736.1390 |
Oman | 4576.2980 |
Panama | 4408.5810 |
Kuwait | 4268.8730 |
Croatia | 4030.3580 |
Georgia | 3744.3850 |
Eritrea | 3684.0320 |
Uruguay | 3422.7940 |
Mongolia | 3398.3660 |
Moldova | 3272.9960 |
Puerto Rico | 3252.4070 |
Bosnia and Herzegovina | 3233.5260 |
Albania | 2842.3210 |
Jamaica | 2827.3770 |
Armenia | 2780.4690 |
Lithuania | 2750.0550 |
Gambia | 2705.9920 |
Qatar | 2695.1220 |
Botswana | 2630.2960 |
Namibia | 2567.0120 |
Gabon | 2388.9920 |
Lesotho | 2305.8250 |
Slovenia | 2119.8440 |
Guinea-Bissau | 2105.5660 |
North Macedonia | 2093.5990 |
Latvia | 1850.6510 |
Equatorial Guinea | 1674.9080 |
Trinidad and Tobago | 1531.0440 |
Bahrain | 1472.2330 |
Timor-Leste | 1341.2960 |
Estonia | 1326.0620 |
Mauritius | 1299.4690 |
Cyprus | 1251.4880 |
Eswatini | 1201.6700 |
Djibouti | 1120.8490 |
Reunion | 974.0520 |
Fiji | 929.7660 |
Comoros | 836.7740 |
Guyana | 808.7260 |
Bhutan | 782.4550 |
Solomon Islands | 724.2730 |
Macau | 695.1680 |
Luxembourg | 647.5990 |
Montenegro | 627.0820 |
Suriname | 618.0400 |
Cape Verde | 593.1490 |
Western Sahara | 575.9860 |
Malta | 533.2860 |
Maldives | 523.7870 |
Brunei | 449.0020 |
Bahamas | 409.9840 |
Belize | 405.2720 |
Guadeloupe | 395.7520 |
Iceland | 372.8990 |
Martinique | 367.5070 |
Vanuatu | 326.7400 |
Mayotte | 326.1010 |
French Polynesia | 306.2790 |
French Guiana | 304.5570 |
New Caledonia | 289.9500 |
Barbados | 281.6350 |
Sao Tome and Principe | 227.3800 |
Samoa | 222.3820 |
Curacao | 191.1630 |
Saint Lucia | 179.8570 |
Guam | 171.7740 |
Kiribati | 131.2320 |
Grenada | 125.4380 |
Micronesia | 114.1640 |
Jersey | 110.7780 |
Seychelles | 107.1180 |
Tonga | 106.8580 |
Aruba | 106.4450 |
Saint Vincent and the Grenadines | 103.9480 |
United States Virgin Islands | 99.4650 |
Antigua and Barbuda | 93.7630 |
Isle of Man | 84.5190 |
Andorra | 79.8240 |
Dominica | 72.7370 |
Cayman Islands | 68.7060 |
Bermuda | 64.1840 |
Guernsey | 63.3010 |
Greenland | 56.4660 |
Faroe Islands | 53.0900 |
Northern Mariana Islands | 49.5510 |
Saint Kitts and Nevis | 47.6570 |
Turks and Caicos Islands | 45.7030 |
American Samoa | 44.2730 |
Sint Maarten | 44.1750 |
Marshall Islands | 41.5690 |
Liechtenstein | 39.3270 |
Monaco | 36.4690 |
San Marino | 33.6600 |
Gibraltar | 32.6490 |
Saint Martin | 31.7910 |
British Virgin Islands | 31.3050 |
Palau | 18.0550 |
Cook Islands | 17.0110 |
Anguilla | 15.8570 |
Nauru | 12.6680 |
Wallis and Futuna | 11.5720 |
Tuvalu | 11.3120 |
Saint Barthelemy | 10.9670 |
Saint Pierre and Miquelon | 5.8620 |
Montserrat | 4.3900 |
Falkland Islands | 3.7800 |
Niue | 1.9340 |
Tokelau | 1.8710 |
Vatican City | 0.5100 |